Envelope-to: lisa@jclcargo.co.za
Delivery-date: Wed, 15 Jun 2022 14:21:31 +0200
Subject: Nedbank Private Wealth Quarterly Newsletter - June 2022 (updated)
From: "Nedbank Private Wealth" <replies@nedbankprivatewealth.co.za> 
To: "lisa@jclcargo.co.za" <lisa@jclcargo.co.za>
Reply-To: replies@nedbankprivatewealth.co.za
Date: Wed, 15 Jun 2022 22:21:01 +1000
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Paul Haselau and Theo du Plessis, Team Leaders: Structured Lending

SOUTH AFRICA    |    UNITED KINGDOM    |    UNITED ARAB EMIRATES    |   J=
ERSEY   |    ISLE OF MAN

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                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:10px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-y/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img class=3D"adapt-img" src=3D"http://i2.cmail19.com/e=
i/r/A9/C9A/52B/csimport/NPW_MainBanner_720x32011.125544.jpg" alt=3D"NEDBA=
NK&#32;PRIVATE&#32;WEALTH"  title=3D"NEDBANK PRIVATE WEALTH" width=3D"644=
" height=3D"286" style=3D"display:block;border-width:0;outline-style:none=
;text-decoration:none;-ms-interpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table><!--[if mso]></td></tr></table><![endif]--></td>=
=20
             </tr>=20
             <tr style=3D"border-collapse:collapse;" >=20
              <td align=3D"left" bgcolor=3D"#dfe5e1" style=3D"padding-top=
:0;padding-bottom:0;padding-right:15px;padding-left:0;Margin:0;background=
-color:#dfe5e1;" ><!--[if mso]><table  cellpadding=3D"0" cellspacing=3D"=
0" style=3D"width:705px;" ><tr><td  valign=3D"top" style=3D"width:61px;" =
><![endif]-->=20
               <table cellspacing=3D"0" cellpadding=3D"0" align=3D"left" =
class=3D"es-left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
er-collapse:collapse;border-spacing:0px;float:left;" >=20
                 <tr class=3D"es-mobile-hidden" style=3D"border-collapse:=
collapse;" >=20
                  <td valign=3D"top" align=3D"center" style=3D"padding-to=
p:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;width:46px;"=
 >=20
                   <table width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" bgcolor=3D"#000000"  role=3D"presentation" style=3D"mso-table-lspace:=
0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;back=
ground-color:#000000;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:0;padding=
-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><img c=
lass=3D"adapt-img" src=3D"http://i2.cmail19.com/ti/r/32/013/6C1/204725/cs=
import/screenshot_20220310_at_111852_1.png"  width=3D"29" style=3D"displa=
y:block;border-width:0;outline-style:none;text-decoration:none;-ms-interp=
olation-mode:bicubic;" /></td>=20
                     </tr>=20
                   </table></td>=20
                  <td class=3D"es-hidden" style=3D"padding-top:0;padding-=
bottom:0;padding-right:0;padding-left:0;Margin:0;width:15px;" ></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td  valign=3D"top" style=3D"wi=
dth:315px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-lef=
t" align=3D"left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
er-collapse:collapse;border-spacing:0px;float:left;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"left" style=3D"padding-top:0;padding-botto=
m:0;padding-right:0;padding-left:0;Margin:0;width:315px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:10px;padd=
ing-bottom:10px;padding-right:0;padding-left:0;Margin:0;font-size:0px;" >=
<a target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-j/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-=
adjust:none;mso-line-height-rule:exactly;text-decoration:none;color:#6677=
76;font-size:14px;" ><img class=3D"adapt-img" src=3D"http://i4.cmail19.co=
m/ti/r/32/013/6C1/204725/csimport/npw_property_market_331_x_194_9_3.png" =
alt=3D"NEDBANK&#32;PRIVATE&#32;WEALTH"  title=3D"NEDBANK PRIVATE WEALTH" =
width=3D"315" style=3D"display:block;border-width:0;outline-style:none;te=
xt-decoration:none;-ms-interpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td style=3D"width:15px;" ></td=
><td  valign=3D"top" style=3D"width:314px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-rig=
ht" align=3D"right" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bo=
rder-collapse:collapse;border-spacing:0px;float:right;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"left" style=3D"padding-top:0;padding-botto=
m:0;padding-right:0;padding-left:0;Margin:0;width:314px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"left" class=3D"es-m-txt-c" style=3D"pa=
dding-top:25px;padding-bottom:5px;padding-right:0;padding-left:0;Margin:0=
;" >=20
                        <p style=3D"Margin:0;-webkit-text-size-adjust:non=
e;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:aria=
l, 'helvetica neue', helvetica, sans-serif;line-height:20px;color:#333333=
;font-size:13px;" ><strong></strong>Paul Haselau and Theo du Plessis, Tea=
m Leaders: Structured Lending<strong></strong></p>=20
                       </td>=20
                     </tr>=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"left" class=3D"es-m-txt-c" style=3D"pa=
dding-top:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;font=
-size:0px;" ><a target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l=
-tydjdhjy-biykyiuiyi-t/" style=3D"-webkit-text-size-adjust:none;-=
ms-text-size-adjust:none;mso-line-height-rule:exactly;text-decoration:non=
e;color:#667776;font-size:14px;" ><img src=3D"http://i5.cmail19.com/ti/r/=
32/013/6C1/204725/csimport/screenshot_20220225_at_122346_4.png"  width=3D=
"110" style=3D"display:block;border-width:0;outline-style:none;text-decor=
ation:none;-ms-interpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table><!--[if mso]></td></tr></table><![endif]--></td>=
=20
             </tr>=20
             <tr style=3D"border-collapse:collapse;" >=20
              <td align=3D"left" bgcolor=3D"#dfe5e1" style=3D"padding-top=
:0;padding-bottom:0;padding-right:15px;padding-left:0;Margin:0;background=
-color:#dfe5e1;" ><!--[if mso]><table  cellpadding=3D"0" cellspacing=3D"=
0" style=3D"width:705px;" ><tr><td  valign=3D"top" style=3D"width:60px;" =
><![endif]-->=20
               <table cellspacing=3D"0" cellpadding=3D"0" align=3D"left" =
class=3D"es-left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
er-collapse:collapse;border-spacing:0px;float:left;" >=20
                 <tr class=3D"es-mobile-hidden" style=3D"border-collapse:=
collapse;" >=20
                  <td class=3D"es-m-p20b" valign=3D"top" align=3D"center"=
 style=3D"padding-top:0;padding-bottom:0;padding-right:0;padding-left:0;M=
argin:0;width:45px;" >=20
                   <table width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" bgcolor=3D"#000000"  role=3D"presentation" style=3D"mso-table-lspace:=
0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;back=
ground-color:#000000;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:0;padding=
-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><img c=
lass=3D"adapt-img" src=3D"http://i6.cmail19.com/ti/r/32/013/6C1/204725/cs=
import/screenshot_20220310_at_111653_5.png"  width=3D"45" style=3D"displa=
y:block;border-width:0;outline-style:none;text-decoration:none;-ms-interp=
olation-mode:bicubic;" /></td>=20
                     </tr>=20
                   </table></td>=20
                  <td class=3D"es-hidden" style=3D"padding-top:0;padding-=
bottom:0;padding-right:0;padding-left:0;Margin:0;width:15px;" ></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td  valign=3D"top" style=3D"wi=
dth:220px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-lef=
t" align=3D"left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
er-collapse:collapse;border-spacing:0px;float:left;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"left" class=3D"es-m-p20b" style=3D"padding=
-top:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;width:205=
px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:10px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-i/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img src=3D"http://i7.cmail19.com/ti/r/32/013/6C1/20472=
5/csimport/npw_connectedwealth223_x_194_6.jpg"  width=3D"205" style=3D"di=
splay:block;border-width:0;outline-style:none;text-decoration:none;-ms-in=
terpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:15px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-d/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img src=3D"http://i8.cmail19.com/ti/r/32/013/6C1/20472=
5/csimport/npw_fraud221_x_194_3_1_7.png"  width=3D"205" style=3D"display:=
block;border-width:0;outline-style:none;text-decoration:none;-ms-interpol=
ation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                   </table></td>=20
                  <td class=3D"es-hidden" style=3D"padding-top:0;padding-=
bottom:0;padding-right:0;padding-left:0;Margin:0;width:15px;" ></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td  valign=3D"top" style=3D"wi=
dth:205px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-lef=
t" align=3D"left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
er-collapse:collapse;border-spacing:0px;float:left;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"left" class=3D"es-m-p20b" style=3D"padding=
-top:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;width:205=
px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:10px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-h/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img src=3D"http://i9.cmail19.com/ti/r/32/013/6C1/20472=
5/csimport/npw_irmastern_223_x_194_2_1_8.png"  width=3D"205" style=3D"dis=
play:block;border-width:0;outline-style:none;text-decoration:none;-ms-int=
erpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:15px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-k/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img src=3D"http://i10.cmail19.com/ti/r/32/013/6C1/2047=
25/csimport/npw_homeowners_223_x_194_1_1_9.png"  width=3D"205" style=3D"d=
isplay:block;border-width:0;outline-style:none;text-decoration:none;-ms-i=
nterpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td style=3D"width:15px;" ></td=
><td  valign=3D"top" style=3D"width:205px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-rig=
ht" align=3D"right" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bo=
rder-collapse:collapse;border-spacing:0px;float:right;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"left" style=3D"padding-top:0;padding-botto=
m:0;padding-right:0;padding-left:0;Margin:0;width:205px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:10px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-u/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img src=3D"http://i1.cmail19.com/ti/r/32/013/6C1/20472=
5/csimport/npw_asset_223_x_194_6_1_10.png"  width=3D"205" style=3D"displa=
y:block;border-width:0;outline-style:none;text-decoration:none;-ms-interp=
olation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:15px;padd=
ing-bottom:0;padding-right:0;padding-left:0;Margin:0;font-size:0px;" ><a =
target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-o/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adj=
ust:none;mso-line-height-rule:exactly;text-decoration:none;color:#667776;=
font-size:14px;" ><img src=3D"http://i2.cmail19.com/ti/r/32/013/6C1/20472=
5/csimport/npw_webinars_223_x_194_5_1_11.png"  width=3D"205" style=3D"dis=
play:block;border-width:0;outline-style:none;text-decoration:none;-ms-int=
erpolation-mode:bicubic;" /></a></td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table><!--[if mso]></td></tr></table><![endif]--></td>=
=20
             </tr>=20
           </table></td>=20
         </tr>=20
       </table>=20
       <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" al=
ign=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-=
collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:=
100%;" >=20
         <tr style=3D"border-collapse:collapse;" >=20
          <td align=3D"center" style=3D"padding-top:0;padding-bottom:0;pa=
dding-right:0;padding-left:0;Margin:0;" >=20
           <table bgcolor=3D"#ffffff" class=3D"es-content-body" align=3D"=
center" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-lspace:0pt=
;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;backgro=
und-color:#FFFFFF;width:720px;" >=20
             <tr style=3D"border-collapse:collapse;" >=20
              <td align=3D"left" bgcolor=3D"#dfe5e1" style=3D"padding-top=
:40px;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;background=
-color:#dfe5e1;" >=20
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td valign=3D"top" align=3D"center" style=3D"padding-to=
p:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;width:720px;=
" >=20
                   <table width=3D"100%" cellspacing=3D"0" cellpadding=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td class=3D"es-infoblock es-m-txt-c" esdev-links-c=
olor=3D"#88a8ad" align=3D"left" style=3D"padding-top:0;padding-bottom:0;p=
adding-right:15px;padding-left:15px;Margin:0;line-height:12px;font-size:1=
0px;color:#333333;" >=20
                        <p style=3D"Margin:0;-webkit-text-size-adjust:non=
e;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:aria=
l, 'helvetica neue', helvetica, sans-serif;line-height:15px;color:#333333=
;font-size:10px;" ><strong>SOUTH AFRICA &nbsp; &nbsp;| &nbsp; &nbsp;UNITE=
D KINGDOM &nbsp; &nbsp;| &nbsp; &nbsp;UNITED ARAB EMIRATES &nbsp; &nbsp;|=
 &nbsp; JERSEY&nbsp; &nbsp;| &nbsp; &nbsp;ISLE OF MAN</strong></p>=20
                       </td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table></td>=20
             </tr>=20
             <tr style=3D"border-collapse:collapse;" >=20
              <td align=3D"left" bgcolor=3D"#dfe5e1" style=3D"padding-top=
:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;background-co=
lor:#dfe5e1;" >=20
               <table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" =
style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collap=
se;border-spacing:0px;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"center" valign=3D"top" style=3D"padding-to=
p:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;width:720px;=
" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" class=3D"es-infoblock" style=3D=
"Margin:0;padding-bottom:5px;padding-top:10px;padding-left:15px;padding-r=
ight:15px;line-height:12px;font-size:10px;color:#333333;" >=20
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able-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spac=
ing:0px;" >=20
                         <tr style=3D"border-collapse:collapse;" >=20
                          <td style=3D"padding-top:0;padding-bottom:0;pad=
ding-right:0;padding-left:0;Margin:0;border-bottom-width:1px;border-botto=
m-style:solid;border-bottom-color:#333333;background-image:none;height:1p=
x;width:100%;margin-top:0px;margin-bottom:0px;margin-right:0px;margin-lef=
t:0px;" ></td>=20
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                     </tr>=20
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           </table></td>=20
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       </table>=20
       <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" al=
ign=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-=
collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:=
100%;" >=20
         <tr style=3D"border-collapse:collapse;" >=20
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dding-right:0;padding-left:0;Margin:0;" >=20
           <table bgcolor=3D"#ffffff" class=3D"es-content-body" align=3D"=
center" cellpadding=3D"0" cellspacing=3D"0" style=3D"mso-table-lspace:0pt=
;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;backgro=
und-color:#FFFFFF;width:720px;" >=20
             <tr style=3D"border-collapse:collapse;" >=20
              <td align=3D"left" bgcolor=3D"#dfe5e1" style=3D"Margin:0;pa=
dding-top:10px;padding-bottom:10px;padding-left:15px;padding-right:15px;b=
ackground-color:#dfe5e1;" ><!--[if mso]><table  cellpadding=3D"0" cellsp=
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                  <td align=3D"left" style=3D"padding-top:0;padding-botto=
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                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
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                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:5px;paddi=
ng-bottom:5px;padding-right:5px;padding-left:5px;Margin:0;" ><a target=3D=
"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-b/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;=
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:14px;" ><img src=3D"http://i3.cmail19.com/ti/r/32/013/6C1/204725/csimpor=
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cubic;" /></a></td>=20
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bottom:0;padding-right:0;padding-left:0;Margin:0;width:5px;" ></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td  valign=3D"top" style=3D"wi=
dth:131px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-lef=
t" align=3D"left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
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                 <tr style=3D"border-collapse:collapse;" >=20
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tom:0;padding-right:0;padding-left:0;Margin:0;width:126px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"center" style=3D"padding-top:5px;paddi=
ng-bottom:5px;padding-right:5px;padding-left:5px;Margin:0;" ><a target=3D=
"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-n/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-adjust:none;=
mso-line-height-rule:exactly;text-decoration:none;color:#667776;font-size=
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width:0;outline-style:none;text-decoration:none;-ms-interpolation-mode:bi=
cubic;" /></a></td>=20
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                   </table></td>=20
                  <td class=3D"es-hidden" style=3D"padding-top:0;padding-=
bottom:0;padding-right:0;padding-left:0;Margin:0;width:5px;" ></td>=20
                 </tr>=20
               </table><!--[if mso]></td><td  valign=3D"top" style=3D"wi=
dth:284px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-lef=
t" align=3D"left" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bord=
er-collapse:collapse;border-spacing:0px;float:left;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
                  <td align=3D"center" style=3D"padding-top:0;padding-bot=
tom:0;padding-right:0;padding-left:0;Margin:0;width:284px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
0pt;border-collapse:collapse;border-spacing:0px;" >=20
                     <tr style=3D"border-collapse:collapse;" >=20
                      <td align=3D"left" class=3D"es-infoblock es-m-txt-c=
" style=3D"padding-top:15px;padding-bottom:15px;padding-right:0;padding-l=
eft:0;Margin:0;line-height:12px;font-size:10px;color:#333333;" >=20
                        <p style=3D"Margin:0;-webkit-text-size-adjust:non=
e;-ms-text-size-adjust:none;mso-line-height-rule:exactly;font-family:aria=
l, 'helvetica neue', helvetica, sans-serif;line-height:12px;color:#333333=
;font-size:10px;" ><strong>Download the Nedbank Private Wealth App</stron=
g></p>=20
                       </td>=20
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<td  valign=3D"top" style=3D"width:136px;" ><![endif]-->=20
               <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-rig=
ht" align=3D"right" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;bo=
rder-collapse:collapse;border-spacing:0px;float:right;" >=20
                 <tr style=3D"border-collapse:collapse;" >=20
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tom:0;padding-right:0;padding-left:0;Margin:0;width:136px;" >=20
                   <table cellpadding=3D"0" cellspacing=3D"0" width=3D"10=
0%" role=3D"presentation" style=3D"mso-table-lspace:0pt;mso-table-rspace:=
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"es-table-not-adapt es-social" role=3D"presentation" style=3D"mso-table-l=
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x;" >=20
                         <tr style=3D"border-collapse:collapse;" >=20
                          <td align=3D"center" valign=3D"top" style=3D"pa=
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t-decoration:none;-ms-interpolation-mode:bicubic;" /></a></td>=20
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decoration:none;-ms-interpolation-mode:bicubic;" /></a></td>=20
                          <td align=3D"center" valign=3D"top" style=3D"pa=
dding-top:0;padding-bottom:0;padding-right:5px;padding-left:0;Margin:0;" =
><a target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
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ext-decoration:none;-ms-interpolation-mode:bicubic;" /></a></td>=20
                          <td align=3D"center" valign=3D"top" style=3D"pa=
dding-top:0;padding-bottom:0;padding-right:0;padding-left:0;Margin:0;" ><=
a target=3D"_blank" href=3D"https://email.flume.co.za/t/r-l-tydjdhjy-=
biykyiuiyi-c/" style=3D"-webkit-text-size-adjust:none;-ms-text-size-a=
djust:none;mso-line-height-rule:exactly;text-decoration:none;color:#88A8A=
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dth=3D"24" style=3D"display:block;border-width:0;outline-style:none;text-=
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                         </tr>=20
                       </table></td>=20
                     </tr>=20
                   </table></td>=20
                 </tr>=20
               </table><!--[if mso]></td></tr></table><![endif]--></td>=
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             </tr>=20
           </table></td>=20
         </tr>=20
       </table>=20
       <table cellpadding=3D"0" cellspacing=3D"0" class=3D"es-content" al=
ign=3D"center" style=3D"mso-table-lspace:0pt;mso-table-rspace:0pt;border-=
collapse:collapse;border-spacing:0px;table-layout:fixed !important;width:=
100%;" >=20
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und-color:#FFFFFF;width:720px;" >=20
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tockbrokers Pty Ltd Reg No 1996/105589/07 (NCRCP59)(FSP50399)</p>
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